Capital One® Spark® Miles Select for Business Credit Card

Capital One® Spark® Miles Select for Business Credit Card

Card Details
Signup
Promotion:
One time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
Rewards Rate: 1.5%
Annual Fee: $0
APR: 12.9%-20.9% variable APR
Intro APR
Promotions:
0% intro APR until June 2015
Credit Needed: Excellent
Card Features
  • Earn 1.5 miles per dollar on every purchase, every day
  • One time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
  • Pay no annual fee
  • Fly on any airline with no blackout dates or seat restrictions
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash, gift cards, and more
  • Opportunity to build business credit
  • Fraud protection if your card is ever lost or stolen
  • No foreign transaction fees
  • Capital One® Spark® business benefits include: free employee cards, year-end summaries, and experienced business customer service


Card Summary

10,000 miles signup bonus, 1.5% rewards, no annual fee, 0% intro APR until June 2015; 12.9%-20.9% variable APR after that

This is a great business credit card with a great intro APR. There is no annual fee and you will enjoy being part of Capital One’s no hassle rewards program. The 1.5% rewards is better than most rewards cards out there.

Capital One’s miles rewards program works more like a statement credit, unlike the traditional miles programs you may be used to. It’s easy to redeem your miles for travel – just book your ticket with any agency or website, and you will receive the cash equivalent back in the form of a statement credit. Each mile is worth $0.01. Each 100 miles is worth $1.00. So, if your ticket costs $150, you need 15,000 miles.

Capital One’s no hassle rewards program also lets you redeem your miles for gift cards and cash as well, making it one of the most versatile programs on the market.

Some business credit cards don’t report on your credit report, but this card reports to all 3 credit agencies, so you have the opportunity to build credit for your business with responsible use.


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