American Express® Business Platinum Card®

American Express® Business Platinum Card®

Card Details
Signup
Promotion:
Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within 3 months
Rewards Rate: 1%
Annual Fee: $450
APR: None - you must pay your balance in full each month
Intro APR
Promotions:
None
Credit Needed: Excellent
Card Features
  • Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Option to earn a 20% Travel Bonus in Points
  • $200 Airline Fee Credit
  • Airport Lounge Access Program & Concierge Service
  • No foreign transaction fees, no pre-set spending limit
  • 1X points for each dollar you spend on eligible purchases, 2X points for each dollar of eligible purchases made when you book on the American Express Travel website
  • American Express OPEN benefits include: additional savings benefits, account alerts, receipt match technology, mobile and tablet apps, account manager, and superior customer support


Card Summary

40,000 points signup bonus, 2% rewards on some purchases; otherwise 1%, $450 annual fee, no pre-set spending limit, charge card

The American Express® Business Platinum Card® is great for frequent travelers. There is a hefty $450 annual fee to carry this card, but the benefits will definitely outweigh the fee if you travel often.

First things first – Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership. This is the equivalent of $400.

The card comes with 1X points for each dollar you spend on eligible purchases and 2X points for each dollar of eligible purchases made when you book on the American Express Travel website. Points can be used towards travel, gift cards, shopping, and more. Each point is the equivalent of $0.01.

When you book your trip through the American Express Membership Rewards® Pay with Points program, you can get 20% of the points you used credited back to your account. Points can be used towards flights, hotels booked and paid in advance (prepaid hotels), and vacation packages, with no blackout dates or seat restrictions, all while still earnings frequent flyer miles.

You also get a $200 airline fee credit each calendar year. Simply charge incidental fees, such as checked bags and in-flight refreshments to your card, and you will automatically receive a statement credit, up to $200 each calendar year.

You will have access to over 600 airport lounges across the world. This includes The Centurion Lounges, Delta Sky Clubs®, and Airspace Lounges, where you will be treated with complimentary food and drinks, free wifi and newspapers, comfortable seating, and more. You can also enroll in Priority Pass Select at no additional cost.

This card is a charge card, so there are no interest fees, since you must pay off your balance each month. There is also no pre-set spending limit – but that doesn’t mean unlimited spending. American Express has algorithms to determine your purchasing power based on payment history, spending habits, credit worthiness, and other factors.

You will receive car rental privileges at Hertz®, Avis®, or National Car Rental®, where you can bypass lines, skip paperwork, enjoy available upgrades, and get special discounts on rentals.

You can receive Gold Preferred Membership status to the Starwood Preferred Guest® Program without having to meet frequent-stay minimums. Benefits include hotel room upgrades whenever they are available, late checkouts, and the opportunity to earn nights and free flights with SPG Flights.

In addition, you will receive complimentary access to The Boingo American Express Preferred Plan, which offers unlimited Wi-Fi access at more than 1,000,000 hotspots worldwide.


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